In the wake of the global coronavirus outbreak, sales of travel insurance have gone up by 277 per cent in just one week.
HullLive reports that holidaymakers are now being urged to sort their travel insurance as soon as they’ve booked their holiday.
Sally Jaques, from GoCompare Travel Insurance, said: “With the coronavirus spread showing no sign of easing ahead of the Easter break and with many holidaymakers set to travel abroad, we are seeing a shift away from customers buying ‘same day or within a week of travel’ to ‘one month to travel’.
“This would suggest that customers are buying earlier for their Easter holidays, and other later dates. We are also seeing purchases increasing significantly, and comparing this to the same day last year, they’ve increased by 159 per cent.
“The key message is to make sure you have travel insurance in place as soon as you’ve booked. If you’ve booked and haven’t got insurance, get it sorted as soon as possible.
“If you have insurance in place and the Foreign and Commonwealth Office (FCO) advises against travel to your destination, you should be covered, whereas if they have listed your destination area as no travel before you buy your policy, an insurer won’t pay out.
“Travellers already in travel restricted zones and trying to leave will continue to be covered by travel insurance, whereas anyone actively trying to travel to these areas or any other area which has a travel restriction imposed by the FCO would now risk invalidating their travel policy.
“If you’ve booked a trip and now want to cancel it, then you may find your insurer won’t refund you if there’s no warning on travel to your destination. If you’ve booked flights and accommodation separately, it’s worth contacting the airline you’re flying with to seek their advice on disruption to future flights. We’d also urge people to get in touch with their insurer to check cover and restrictions, or for more specific advice relating to their policy.
“As of the 28th February 2020, the FCO has advised against all travel to Hubei Province, and against all but essential travel to the rest of mainland China, the cities of Daegu and Cheongdo in South Korea and ten small towns in the Lombardy region and one in the Veneto region of Italy.
“More information on the FCO travel restrictions and general travel advice can be found here: https://www.gov.uk/guidance/travel-advice-novel-coronavirus.”
Key points to remember for travelers:
- Make sure you have travel insurance in place as soon as you’ve booked.
- If you have insurance in place and the FCO advises against travel to your destination, you should be covered
- Anyone actively trying to travel to an area which has a travel restriction imposed by the FCO would now risk invalidating their travel policy.
- If your destination has travel restrictions imposed before you buy your policy, an insurer won’t pay out.
- Get in touch with your insurer to check cover and restrictions, or for more specific advice relating to your policy.
- Keep a close eye on FCO travel restrictions.